The Alliance For Senior Services

Serving the New Jersey Senior Community
for Over 13 Years
All Members are Bonded and Insured

Call Toll Free :
1 (866) 317-0777

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Bloomberg.com: Reverse Mortgages Aren’t Just for People Who Are Out of Money

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“Who is a good candidate for utilizing Home Equity in their retirement plan via a Home Equity Conversion Mortgage, more commonly known as a Reverse Mortgage ? This article found on Bloomberg.com expands on who could benefit and breaks some of the myths and misconceptions of this powerful loan product designed for homeowners 62 and up.”

 

Click here to read the full article.

Mark Stephen Richards – NMLS# 254317- ph 201-679-2734 – fax 201-734-6197

Fairway Independent Mortgage Corporation NMLS#2289

45 N Broad Street Suite 327, Ridgewood,  New Jersey 07450

New Jersey Medicare Brokers: Why Should You Engage with a Medicare Broker?

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With there being over one thousand potential combinations of ways you can take your Medicare in New Jersey, there is a lot to go over all at once—and by yourself. You might worry you’re not making the right decision or choosing too hastily. This is where a Medicare broker can step in and help—at no cost to you.

3 Major Benefits To Calling A Medicare Broker

Medicare brokers’ one job is to know what you need to know about Medicare and Medicare Advantage plans. They have to recertify every year to continue serving people just like you, so they are always up to date on the latest changes in Medicare rules and its related plans. Their expertise is not the only reason to contact one, though:

 

  • They’re free! Medicare brokers are completely free for you to consult with, with no strings attached. Call their assistance a perk of being a Medicare recipient. 
  • They can come to you! Not all plans an insurance company offers will be available in your area. Your Medicare Broker is knowledgeable of what’s available in your New Jersey county, and you can work with them over the phone or in person.
  • They’re unbiased! Medicare Advantage plans come from private insurance companies, but your brokers do not. They are not paid to push the plans belonging to one company over the other; their job is to present all available plans that suit your individual needs.

 

With no cost and no agenda attached, contacting a Medicare Broker for help can really only benefit you, even if all you want is a second opinion!

Get Medicare Assistance In Your Area

Don’t lose important time agonizing over all the various Medicare Advantage plans, Prescription Drug plans, and Medicare Supplement plans available in your NJ area.  You shouldn’t settle for the first plan you see just because it’s easier than a thorough examination.

Let a Medicare broker, like the agents at New Jersey Medicare Brokers, do the heavy lifting for you. They will take the time to get to know your individual case so they can help you find the plans that best suit your healthcare needs and budget, and you get to enjoy peace of mind.

TASS February Newsletter

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Upcoming Virtual TASS Events:

Stuck at home? Try one of our webinars to get you through the winter! 

February 18th at 12 pm

“Organizing Your Digital Clutter”. If you have ever gotten frustrated, or lost time, trying to find a document, email or password, this workshop is for you. The workshop will present strategies, recommendations, tools, and techniques on how to organize all your files and information, whether you have a Mac or a PC.

Register at the link below: https://us02web.zoom.us/webinar/register/WN_4ozuZHttTtuw5U6YeQgy3g

February 25th at 12 pm

“How to Have that Difficult Conversation” Stacey Padva Maines, MSW, LSW from Generations Counseling and Care Management will be discussing strategies for talking to your loved ones about life care planning. To reserve a spot email  lhuisking@generations-llc.com or register at the link below.   http://bit.ly/difficultstrategies

 

TASS SPOTLIGHT MEMBER: Maurice Giro

Bringing over ten years of experience to his practice, attorney Maurice Giro of Giro Attorneys at Law, LLC is committed to helping individuals protect their assets and provide for their families after death. Mr. Giro takes a compassionate approach to  estate planning and elder lawmatters and takes the time to truly understand his clients’ situation and goals. He is familiar with the various laws affecting the transferring of assets after death and can help his clients and their families have peace of mind when a death occurs. Mr. Giro’s estate law experience enables him to assist in a wide variety of circumstances: Whether his clients need to protect valuable and complex assets through a trust, to plan for Medicare and  Medicaid benefits to assist with long-term care, or to pass on simple assets and personal items through a will, Mr. Giro is able to help deliver exceptional results.

When the death of a loved one or family member produces estate contests and strife, Mr. Giro draws upon the experience he has gained serving as Union City’s municipal prosecutor as well as a municipal prosecutor and public defender for West New York to help his clients prevail in the courtroom.

A successful litigator must be comfortable with both the substantive law of the dispute and the procedures and techniques necessary to present the law and facts persuasively in court, and Mr. Giro’s two decades of experience have given him both.

Mr. Giro’s education and experience make him a trustworthy advocate and ally in the courtroom to family members seeking to carry out their loved one’s final wishes.

About TASS

If you are looking for guidance on the best senior services in your area or just some friendly advice, TASS would be happy to help you and your family make the most informed decisions about future possibilities. These areas include healthcare, therapy, legal, accounting, financial, household and a variety of personal services. The fee for these services is based on each professional; however, some have special discounts for seniors! For a full list of available services, please visit our website at https://www.tassgroup.org/. Give us a call at 1-866-317-0777!